Absolute Realty Group, LLC

107 N. Line Drive
Apopka, FL 32703
Phone: (407) 673-1400
Fax : (407) 673-1401

How long do bankruptcies and foreclosures stay on a credit report?


Bankruptcies and foreclosures can remain on a credit report for seven to 10 years.

Some lenders will consider a borrower earlier if they have reestablished good credit. The circumstances surrounding the bankruptcy can also influence a lender’s decision. For example, if you went through a bankruptcy because your employer had financial difficulties, a lender may be more sympathetic. If, however, you went through bankruptcy because you overextended personal credit lines and lived beyond your means, the lender probably will be less inclined to be flexible.

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