Absolute Realty Group, LLC

107 N. Line Drive
Apopka, FL 32703
Phone: (407) 673-1400
Fax : (407) 673-1401

How are the rates set for seller financing?


The interest rate on an owner-carry loan is negotiable. Ask your agent to check with a lender or mortgage broker to determine the current rate on institutional first (or second) loans.

Seller financing typically costs less than conventional financing because loan fees (points) typically aren’t charged. The interest rate on a seller-carry loan will also be influenced by current Treasury bill and certificate of deposit rates. Sellers usually aren’t willing to carry a loan for a lower return than they would earn if their money was invested elsewhere.

Posted in: Seller Financing,